37184 Homes under $400,000

Welcome to the charming community of Watertown, Tennessee, nestled in the heart of Wilson County and enveloped by the stunning landscapes of the 37184 zip code. This quaint town beautifully blends small-town charm with modern conveniences, making it an ideal place for families, retirees, and everyone in between.

Watertown boasts a rich history and a welcoming atmosphere, with friendly neighbors and a close-knit community that makes you feel right at home. The town is known for its picturesque parks, local shops, and annual events that celebrate the spirit of Southern living. Whether you’re enjoying a leisurely stroll through the historic downtown or indulging in local cuisine, Watertown offers a delightful experience for all.

For those seeking affordable housing options, Watertown is a hidden gem. With a variety of homes available for under $400,000, you can find the perfect residence without breaking the bank. From charming single-family homes with spacious yards to modern townhouses that cater to a more minimalist lifestyle, there’s something to suit every taste and budget.

The 37184 zip code not only provides access to excellent schools and recreational activities but also offers a convenient commute to nearby cities like Nashville, making it an ideal location for both work and play. Embrace the warmth of Watertown, where your dream home awaits at an unbeatable price. Come and discover the perfect blend of affordability, community, and Southern hospitality in this delightful Tennessee town!

Newest 37184 Homes under $400,000

$249,900

3 Beds ⋅ 2 Baths ⋅ 3598171 MLS ⋅ ACTIVE Status ⋅ 8.34 Acres ⋅ 37184 Zip Code

Check out this beautiful 8.3 acres, with a 5 bedroom septic! old farmhouse currently on the property, that would require extensive rehab, or take advantage of the septic and build your dream home! additional barns on property for farm use if desired. Drone photos coming soon.

1570 Holmes Gap Rd, Watertown

$214,000

3 Beds ⋅ 2 Baths ⋅ 3528890 MLS ⋅ ACTIVE Status ⋅ 1.62 Acres ⋅ 37184 Zip Code

Welcome to 54 Bailey Road in Watertown! Situated on over 1.5 acres, this well-kept 3-bedroom, 2-bath manufactured home offers plenty of space, privacy, and room to enjoy the outdoors. The home has been nicely maintained and is move-in ready, while still offering an opportunity for a new owner to make a few cosmetic updates, such as replacing the carpet, to make it their own. With a comfortable floor plan, generous acreage, and a peaceful setting, this property is a great option for anyone looking for country living with room to spread out. Come see everything this property has to offer!

54 Bailey Rd, Watertown

$299,900

3 Beds ⋅ 1 Baths ⋅ 3319962 MLS ⋅ ACTIVE Status ⋅ 0.55 Acres ⋅ 37184 Zip Code

This well-maintained home features a durable metal roof, new appliances, and a detached 2-car garage. Inside you'll find new cabinets, fresh paint, and new flooring throughout. Situated on a large lot, this property offers plenty of space and privacy. A fantastic opportunity in Watertown!

4874 Sparta Pike, Watertown

$344,900

3 Beds ⋅ 2 Baths ⋅ 3247212 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37184 Zip Code

NEW PRICE + MOTIVATED SELLER! Don’t miss this opportunity to own a spacious one-level home at an even better value. Inside, you’ll find a bright, open floor plan with fresh neutral paint, hardwood flooring throughout the main living areas, vaulted ceilings, and tile in wet areas. The kitchen and baths feature custom soft-close wood cabinetry and granite countertops, while 9-foot ceilings and a well-designed layout make the home feel even larger than it appears from the outside. A generously sized laundry room leads to the oversized one-car garage, while the privacy-fenced backyard offers additional access and frontage along the rear alley. All appliances remain. Additional highlights include a slab foundation and brand-new HVAC system installed in 2026. Conveniently located near historic downtown Watertown, just 15 minutes to Lebanon and I-40 and approximately 37 minutes to Nashville International Airport. The property also qualifies for 100% USDA Rural Development financing for eligible buyers. With a new price and a motivated seller, now is a great time to take another look and bring an offer! Select photos have been virtually staged to illustrate how the spaces can be furnished.

131 Richland Ave, Watertown

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.