37030 Homes under $400,000

Welcome to Carthage, Tennessee, a charming town nestled in the heart of Smith County, known for its rich history and picturesque landscapes. The zip code 37030 encompasses a vibrant community that blends small-town charm with modern conveniences, making it an ideal location for families, retirees, and everyone in between.

Carthage is renowned for its friendly atmosphere and welcoming residents, offering a unique blend of rural tranquility and urban accessibility. The town is surrounded by stunning natural beauty, including lush parks and scenic rivers, perfect for outdoor enthusiasts who enjoy hiking, fishing, and exploring nature.

When it comes to housing, Carthage offers a variety of options that cater to diverse tastes and budgets. Homes in the area are available for under $400,000, making it an attractive option for first-time buyers and those looking to invest in real estate. Whether you’re seeking a cozy starter home, a spacious family residence, or a charming cottage with character, you’ll find it here in 37030.

With a strong sense of community, excellent schools, and a range of local amenities, Carthage is not just a place to live; it’s a place to thrive. Explore the welcoming neighborhoods, enjoy local dining and shopping, and immerse yourself in the rich culture that makes this town special. Discover your dream home in Carthage today, where affordability meets quality living in the heart of Tennessee!

Newest 37030 Homes under $400,000

$369,900

3 Beds ⋅ 1 Baths ⋅ 3603766 MLS ⋅ COMING SOON / HOLD Status ⋅ 0.45 Acres ⋅ 37030 Zip Code

Welcome to your perfect blend of comfort, convenience, and lifestyle. This beautifully updated 3-bedroom home offers thoughtfully designed living space, set on a spacious 0.45-acre lot just steps from the water. Step inside to find a home that has been completely remodeled from top to bottom. The kitchen is a standout feature with custom cabinetry, granite countertops, and updated appliances, all complemented by durable luxury vinyl plank flooring that flows seamlessly throughout the home. The updated bathroom adds a modern touch, while major system upgrades—including a new roof, new sewer field lines, and a newer HVAC (approx. 5 years old)—provide peace of mind for years to come. Outdoors, this property truly shines. Sit on your rocking chair front porch with a view of the lake. Enjoy a fully fenced backyard offering privacy and space to relax or entertain. Cool off in the above-ground pool, or take advantage of the fully finished 8x10 detached office, complete with electricity, insulation, and heating & air—perfect for remote work, a hobby space, or private retreat. For those who love the outdoors, this location is hard to beat. Direct lake access sits right across the street, featuring a convenient pull-off area ideal for launching kayaks or small boats, along with a great fishing spot just steps from your front door. Plus, Defeated Creek Campground is less than 3 miles away, offering even more opportunities for recreation and relaxation. This home delivers the lifestyle buyers are looking for—modern updates, functional space, and unbeatable access to the water—all at an incredible value.

537 Defeated Creek Hwy, Carthage

$379,900

3 Beds ⋅ 2 Baths ⋅ 3601534 MLS ⋅ ACTIVE Status ⋅ 0.73 Acres ⋅ 37030 Zip Code

Located just outside Carthage, this new construction home sits on a .73‑acre corner lot with quick access to everything in the area. You’re less than 5 minutes to Main Street, Carthage, 15 minutes to Gordonsville and I‑40, and only 10 minutes to Defeated Creek Marina, beach, and campground. Cordell Hull Lake and the Cumberland River are just minutes away, making this an ideal spot for enjoying the outdoors while staying close to town. This home offers an open‑concept layout with a vaulted ceiling and recessed lighting in the living room, flowing right into the kitchen featuring a large island, modern white cabinetry, and stainless steel appliances. The primary suite includes recessed lighting, walk‑in closet, and a full bathroom with a double vanity and tile shower. The split‑bedroom design places bedrooms 2 and 3 on the opposite side of the home; both offer big closets and easy access to the auxiliary bathroom with a tub/shower combo with tile surround. Outside, find a concrete driveway, concrete back patio, covered front porch, and a connecting concrete sidewalk for easy access between the two.

168 Turkey Creek Hwy, Carthage

$295,000

3 Beds ⋅ 2 Baths ⋅ 3598362 MLS ⋅ ACTIVE Status ⋅ 0.91 Acres ⋅ 37030 Zip Code

Nestled on a quiet dead-end road that runs directly into US Army Corps of Engineers land, this move-in ready 3-bedroom, 2-bathroom home offers the ideal mix of privacy, comfort, and outdoor lifestyle. Located just minutes from Cordell Hull Lake and a short 15-minute drive into historic Carthage, TN, this property is an absolute dream for outdoor enthusiasts, hunters, and anyone seeking a tranquil country setting. The kitchen has custom oak cabinets, as well as 30x40 detached garage that offers generous workshop or vehicle space, ideal for storing boats, ATVs, tools, and outdoor equipment.

229 McClures Bend Ln, Carthage

$369,900

3 Beds ⋅ 2 Baths ⋅ 3598360 MLS ⋅ ACTIVE Status ⋅ 5.1 Acres ⋅ 37030 Zip Code

Brand-New Construction! Be among the first to call this beautiful new construction home your own! Offering 3 bedrooms and 2 full baths with an inviting, spacious floor plan designed for comfortable everyday living. Construction is currently underway, with an expected completion date of November 2026. Quality features include an encapsulated home, spray foam insulation, a beautifully tiled primary bathroom shower, and custom cabinetry throughout the kitchen, laundry room, and both bathrooms. An appliance allowance will also be provided. The home will also include a 1-year home warranty and a 1-year termite warranty, providing added peace of mind for the new homeowner. Although the home is not yet finished, buyers are welcome to view it anytime. Don't miss the opportunity to own a brand new home. Call today to go take a private tour. More pictures coming soon!

362 Kempville Hwy, Carthage

$399,000

3 Beds ⋅ 2 Baths ⋅ 3545101 MLS ⋅ ACTIVE Status ⋅ 0.9500000000000001 Acres ⋅ 37030 Zip Code

OPEN HOUSE 10/3 11AM-1PM!!! Exceptionally well-maintained home in the desirable Tanglewood Acres subdivision! Situated on a spacious double lot just shy of an acre, this 3-bedroom, 2-bath home offers a large living room, comfortably sized bedrooms, an updated walk-in tile shower, and plenty of storage throughout. The full unfinished basement provides endless possibilities and features a single-car garage with walk-out access. Outside, enjoy covered front and back porches, two concrete driveway entrances, fresh landscaping, and a large yard to the right of the home—perfect for a future shop, additional parking, or outdoor recreation. Conveniently located just minutes from downtown Carthage for shopping, dining, groceries, and everyday conveniences, and approximately 50 minutes from BNA. A well-cared-for home offering space, flexibility, and a great location!

11 W Hills Dale Ln, Carthage

$350,000

3 Beds ⋅ 2 Baths ⋅ 3540979 MLS ⋅ ACTIVE Status ⋅ 0.23 Acres ⋅ 37030 Zip Code

Welcome to 722 Jefferson Avenue E, conveniently located in the heart of Carthage. This spacious 3-bedroom, 2-bath home offers approximately 2,295 square feet of comfortable and flexible living space. An additional room provides options for a fourth bedroom, home office, hobby room, or guest space. Inside, you’ll find an extra-large living room, a separate den, a generously sized kitchen, and a large centrally located utility room. The kitchen and laundry areas feature Samsung smart appliances, including a gas range, dishwasher, and Family Hub refrigerator with a built-in screen. Abundant closets, storage spaces, and attic access provide plenty of room to stay organized. Outdoor features include a carport, two porches, and a gray storage shed. One bedroom has its own exterior door leading to a porch. The crawlspace has been encapsulated and equipped with dehumidifiers for more than four years. With spacious rooms, flexible living areas, ample storage, and a convenient central Carthage location, this home offers plenty of possibilities for its next owner.

722 E Jefferson Ave, Carthage

$380,000

3 Beds ⋅ 3 Baths ⋅ 3530280 MLS ⋅ ACTIVE Status ⋅ 0.33 Acres ⋅ 37030 Zip Code

Welcome to this beautiful new-construction home offering 1,744 square feet of thoughtfully designed living space and seasonal lake views. The main level features two bedrooms, two full bathrooms, an inviting living area, and a stylish kitchen with custom cabinetry and granite countertops. The finished lower level includes a third bedroom, a half bathroom, and a second living area—ideal for relaxing, entertaining, or creating a home office or media room. Luxury vinyl plank flooring flows throughout the home, while tiled showers add a polished touch to the bathrooms. With modern finishes, flexible living spaces, and scenic seasonal views, this home is ready to impress.

311 Turkey Creek Hwy, Carthage

$284,900

3 Beds ⋅ 2 Baths ⋅ 3528893 MLS ⋅ ACTIVE Status ⋅ 0.47000000000000003 Acres ⋅ 37030 Zip Code

Beautifully remodeled 3-bedroom, 2-bath brick ranch in Carthage with TWO living areas! A bright front living room greets you at the door, and a second large family room opens to the brand-new kitchen and dining space, giving you room to spread out, entertain, or set up a playroom, office, or media room. The interior has been completely refreshed with new flooring throughout, fresh paint, an all-new kitchen with stainless appliances, and two beautifully remodeled baths, including a primary bath with a double vanity. A newer roof gives the next owner added peace of mind. Outside, enjoy a covered carport, nearly half an acre of yard, and a detached metal garage/shop with plenty of room for vehicles, storage, hobbies, or a workshop. Move-in ready with the perfect mix of updated living and functional space. Schedule your showing today! Some photos are virtually staged.

212 Dixon Springs Hwy, Carthage

$339,000

3 Beds ⋅ 2 Baths ⋅ 3505909 MLS ⋅ ACTIVE Status ⋅ 0.34 Acres ⋅ 37030 Zip Code

Charming, Well-Maintained Home on a Corner Lot! This 3-bedroom, 1.5-bath home is conveniently located in town within an established neighborhood and offers a great combination of comfort, updates, and functionality. The home features a full basement with approximately 300 sq. ft. of finished space, providing a versatile area for a den, home office, hobby room, or additional living space. The kitchen has been nicely updated with quartz countertops, a newly added island, dishwasher, and garbage disposal. Laminate flooring runs throughout the main living areas, while canister lighting in the living room adds a bright, modern touch. Additional features include an HVAC system approximately 3 years old, attic access, and a screened-in back patio, perfect for enjoying your morning coffee or relaxing outdoors. This home has been well maintained and is ready for its next owner. Convenient in-town location with plenty to offer!

107 Elm St, Carthage

$245,500

4 Beds ⋅ 2 Baths ⋅ 3311803 MLS ⋅ ACTIVE Status ⋅ 0.19 Acres ⋅ 37030 Zip Code

All the conveniences of town and just a short stroll to SCHS. This spacious 4 bedroom, 2 bath home offers plenty of room for a growing family. Inside, you’ll find a large living room, a separate dining room, and a kitchen with ample cabinet and countertop space plus an island cooktop. Step right off the kitchen onto the nice back deck, perfect for grilling and enjoying the green space. With 2 bedrooms on the main level and 2 upstairs, along with a bonus room at the top of the staircase, there is flexibility for bedrooms, office space, or a playroom. HVAC 2021

217 E College Ave, Carthage

$339,900

3 Beds ⋅ 2 Baths ⋅ 3305574 MLS ⋅ ACTIVE Status ⋅ 0.45 Acres ⋅ 37030 Zip Code

Home has tons of character, beautiful updates along side original accents make this an truly original place to call home. Inside of the home has been beautifully renovated and provides plenty if room for your family. the recently finished basement offers endless potential for added living space or home office. The basement is a walk out style and the home has a fenced back yard, covered patio, carport, and concrete driveway. The location is great. Only 25min to Lebanon Square, 40 min to Cookeville, and 5 min to Main St. Carthage

152 Old Lebanon Rd, Carthage

$350,000

4 Beds ⋅ 2 Baths ⋅ 3282385 MLS ⋅ ACTIVE Status ⋅ 0.34 Acres ⋅ 37030 Zip Code

Step into the charm of small-town Tennessee with this 1930 historic home nestled in the heart of quaint Carthage. Full of character and timeless appeal, this historic gem blends vintage charm with modern updates after a 2016 renovation. From the moment you arrive, you’ll fall in love with the inviting covered front porch — the perfect place to sip sweet tea, unwind in a rocking chair, and enjoy the slower pace of small-town living. Inside, soaring 10-foot ceilings on the main level create an airy and welcoming feel, while the updated finishes provide comfort and style throughout. The home features beautiful laminate flooring, granite countertops in the kitchen, and tiled bathrooms, offering the perfect mix of historic character and modern convenience. New HVAC in 2025. The large private backyard is fully fenced with wood privacy fencing and includes a storage shed, creating the perfect outdoor space for entertaining, gardening, pets, or relaxing evenings under the Tennessee sky. No HOA. Located within walking distance to downtown Carthage with local restaurants, shops, and everyday amenities, this home offers the rare opportunity to enjoy both charm and convenience in one of Tennessee’s most picturesque small towns. Seller to pay $675 towards basic plan home warranty from Achosa Home Warranty

204 E Jefferson Ave, Carthage

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.